CNSS Salary Calculator

Calculate your net salary / earnings after all deductions (tax and social security contributions)

Please check bottom of page for explanation on deductions and allowances.
We can do the most cost-effective payroll calculation for individuals and companies. We provide Payroll services. Please contact us so we can discuss further.

Salary Components

Enter monthly base salary (your base salary + seniority + allowances will give your gross salary)
Working for over 2 yrs in a company rewards you with this allowance
Enter total days worked in company
34 MAD/working day & tax-free up to 884 MAD/month
If workplace is >2 km from residence and no company transport is provided, tax-free amount of 500 MAD for urban & 750 MAD allowance per month are granted for work location
10% of base salary is maximum as tax-free allowance for upper management (CEO, director, head of dept...)
1500 MAD a month for regular travelling employees
Professional expenses deduction applied to gross base salary (max 2,500 MAD/month). This reduces your taxable income for IGR calculation.

Calculation Results

Total Gross Salary: 0.00
Description Amount (MAD)

CNSS Calculator Definitions & Explanations

Base Salary

The monthly base salary as specified in the employment contract.

Seniority Allowance

Calculated based on days worked in the company. The rate increases with seniority:
• 0-2 years: 0%
• 2-5 years: 5%
• 5-12 years: 10%
• 12-20 years: 15%
• 20+ years: 20%

Allowances

Meal Allowance: Daily allowance for meals, tax-free up to 884 MAD/month.
Transport Allowance: Available if workplace is more than 2 km from residence and no company transport is provided.
Representation Allowance: For upper management positions, max 10% of base salary.
Travel Bonus: Additional allowance for employees who regularly travel for work.

Deductions

CNSS (Social Security): 4.48% of salary base (base + seniority, capped at 6,000 MAD).
Health Insurance (AMO): 2.26% of the base salary (not including seniority bonus).
IGR (Income Tax): Progressive tax rates applied to taxable salary (salary base minus deductions).

IGR Tax Brackets (Updated Jan 2025)

• 0 - 3,333 MAD: 0%
• 3,333 - 5,000 MAD: 10% (minus 333.33)
• 5,000 - 6,667 MAD: 20% (minus 833.33)
• 6,667 - 8,333 MAD: 30% (minus 1,500)
• 8,333 - 15,000 MAD: 34% (minus 1,833.33)
• Above 15,000 MAD: 37% (minus 2,283.33)